Mortgage solutions
Every solution is tailored to your situation, with competitive rates, a transparent process and local support. Not sure which fits? Call us and we'll point you in the right direction.
All mortgage solutions
Buying, renewing or refinancing
Your bank can only offer its own products. We compare 20+ lenders, negotiate on your behalf and handle the paperwork.
Purchases
First home or next home: competitive rates, flexible terms and a broker who answers the phone.
Learn moreMortgage pre-approval
Know what you can really afford before you fall in love with a house.
Learn moreSwitching mortgages
Renewal coming up? Don't just sign. We'll shop it, at no extra cost to you.
Learn moreRefinancing
Lower payments, pay off debt or fund the dream kitchen with the equity you've built.
Learn moreWhen a bank has said no
Self-employed income, bruised credit or too much debt. One lender's no is not the final answer.
Self-employed mortgage
Your tax return doesn't tell the whole story. We know lenders that understand that.
Learn morePrivate mortgage
Short-term, equity-based financing when traditional lenders won't fit.
Learn moreSecond mortgage
Access your equity without breaking your first mortgage and paying a big penalty.
Learn moreDebt consolidation
Turn a pile of high-interest payments into one manageable monthly payment.
Learn moreHomeowners 55 and over
Use the equity you've built without selling or moving out.
How it works
Every file, every lender, the same four steps.
Call or book online
A free, no-pressure conversation. Derek or Colin picks up, or calls you back the same day you ask.
We look at the whole picture
Income, debts, goals, timing. Every file starts with a thorough analysis, not a rate sheet.
We shop 20+ lenders
Banks, credit unions, alternative and private lenders. You get your options and our honest recommendation.
We see it through
Leah keeps the paperwork accurate and on deadline, and we stay with you through closing and renewal.
Book a free consultation
Tell us a little about your situation. A real person from our team will call you back, usually the same day during office hours.