Second mortgage
Consolidate high-interest debt, cover unexpected expenses, or clear judgments, liens and collections, without touching your first mortgage.
A second mortgage isn't a permanent solution, but it can be the stepping stone to a much better financial position.
Our end goal is usually to refinance your first mortgage down the road, consolidating your debt so you pay off your mortgage faster. Sometimes a second mortgage is the step that gets you there.
What you get
Access your equity
Funds for renovations, debt or other needs.
Financial flexibility
Use the funds as you need.
Lower rates than other credit
Typically cheaper than credit cards and unsecured loans.
Tailored repayment
Terms negotiated around your situation.
Say goodbye to financial stress
Do you feel like no matter what you do, you can't get ahead? Maybe the bills keep piling up. Or you're self-employed and the bank turned you down because you don't have the proof of income they want. (Your accountant is really good at their job, we get it.)
The good news: you have options. We always start with a thorough analysis and present every option with our recommendation.
“Colin has provided us with exceptional and timely assistance in a complicated lending situation. He has held our hand the whole way through and has always been available for questions. I highly recommend Colin and have and will recommend him to friends and family. He will do right by you.”S Heipel · Homeowner
Related solutions
Self-employed income, bruised credit or too much debt. One lender's no is not the final answer.
Self-employed mortgage
Your tax return doesn't tell the whole story. We know lenders that understand that.
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Short-term, equity-based financing when traditional lenders won't fit.
Learn moreDebt consolidation
Turn a pile of high-interest payments into one manageable monthly payment.
Learn moreTalk to us about a second mortgage
Tell us a little about your situation. A real person from our team will call you back, usually the same day during office hours.